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Erika Giovanetti is the consumer lending analyst for U.S. News & World Report and a Certified Personal Finance Counselor. She offers insights on a range of financial topics, from mortgage rate trends to student loan debt. Consumers can count on her for advice on buying a home, borrowing money for college, slashing credit card balances, negotiating medical bills, creating a budget and more.

Erika has been interviewed on television networks including Good Morning America, WGN Chicago and CBS News Los Angeles, as well as on podcasts and radio shows like Marketplace, Sirius XM's Wharton Business Daily and Experian's #CreditChatLive podcast. Erika is a frequent guest on KFNN MoneyRadio's Business for Breakfast, where she gives a monthly Mortgage Mondays update. You'll also find her co-hosting educational webinars and speaking at financial conferences, where she takes great pride in serving as a consumer advocate. 

Aside from U.S. News, you read Erika’s work on Fox Business, LendingTree, Student Loan Hero, MagnifyMoney, ValuePenguin and GOBankingRates, to name a few.